:root{--ink:#06085B;--steel:#0720BD;--orange:#0057E1;--sand:#F4F8FF;--white:#FFFFFF;--muted:#333333;--line:#D7E2F2;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif;background:#fff}a{color:inherit}img{max-width:100%;display:block}.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.6rem;z-index:99}.top{background:var(--ink);color:#fff;font-size:.86rem}.top .wrap{display:flex;justify-content:space-between;padding:.45rem 1.25rem}.wrap{max-width:var(--max);margin:auto;padding-left:1.25rem;padding-right:1.25rem}header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}nav{min-height:76px;display:flex;align-items:center;gap:2rem}.brand{font-weight:900;letter-spacing:-.04em;text-decoration:none;font-size:1.45rem}.brand span{color:var(--orange)}.links{display:flex;gap:1.1rem;align-items:center;margin-left:auto}.links a{text-decoration:none;font-weight:700;font-size:.9rem}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--orange);color:#fff;text-decoration:none;border:0;border-radius:4px;padding:.82rem 1.15rem;font-weight:800;cursor:pointer}.menu{display:none;margin-left:auto;background:none;border:1px solid var(--ink);padding:.55rem}.hero{min-height:620px;display:grid;align-items:end;color:#fff;background:linear-gradient(90deg,rgba(6,8,91,.94),rgba(7,32,189,.42)),url('https://static.wixstatic.com/media/135a0a_c9338ef2ab5a42f7a846d20490682a04~mv2.jpeg/v1/fill/w_1600,h_1000,al_c,q_85/135a0a_c9338ef2ab5a42f7a846d20490682a04~mv2.jpeg') center/cover}.hero .inner{max-width:780px;padding:6rem 1.25rem}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-weight:800;color:var(--orange);font-size:.78rem}h1,h2,h3{line-height:1.08;margin:0 0 1rem;font-family:Arial Black,Arial,sans-serif}h1{font-size:clamp(2.6rem,7vw,5.8rem);letter-spacing:-.06em}h2{font-size:clamp(2rem,4vw,3.4rem);letter-spacing:-.045em}h3{font-size:1.25rem}.lead{font-size:1.2rem;max-width:720px}.hero-actions,.actions{display:flex;gap:.75rem;flex-wrap:wrap;margin-top:1.5rem}.btn.ghost{background:transparent;border:1px solid #fff}.section{padding:5rem 0}.section.alt{background:var(--sand)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}.grid.two{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);padding:1.5rem;border-radius:5px}.card.dark{background:var(--steel);color:#fff;border:0}.factbar{display:grid;grid-template-columns:repeat(4,1fr);background:var(--ink);color:#fff}.fact{padding:1.5rem;border-right:1px solid #0057E1}.fact strong{display:block;color:var(--orange);font-size:1.1rem}.summary{border-left:6px solid var(--orange);background:var(--sand);padding:1.2rem 1.4rem;margin:1.5rem 0 2.5rem}.crumbs{font-size:.84rem;color:var(--muted);padding-top:1.5rem}.pagehead{padding:5rem 0 2rem;background:var(--sand)}.pagehead h1{font-size:clamp(2.5rem,6vw,4.9rem)}.faq details{border-top:1px solid var(--line);padding:1rem 0}.faq summary{font-weight:800;cursor:pointer}.steps{counter-reset:step}.steps .card:before{counter-increment:step;content:'0' counter(step);display:block;color:var(--orange);font-weight:900;font-size:1.8rem}.form{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.form label{font-weight:700}.form input,.form select,.form textarea{width:100%;margin-top:.35rem;padding:.85rem;border:1px solid #8EA8D8;border-radius:3px;font:inherit}.full{grid-column:1/-1}.notice{font-size:.86rem;color:var(--muted)}footer{background:var(--ink);color:#fff;padding:3.5rem 0}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:2rem}footer a{color:#fff}.legal{border-top:1px solid #0057E1;margin-top:2rem;padding-top:1rem;font-size:.82rem}.chat{position:fixed;right:1rem;bottom:1rem;z-index:30}.chat button{border:0;border-radius:999px;background:var(--orange);color:#fff;font-weight:900;padding:1rem 1.2rem;box-shadow:0 8px 25px #0004}.chatbox{position:absolute;right:0;bottom:4rem;width:min(350px,calc(100vw - 2rem));background:#fff;color:var(--ink);border:1px solid var(--line);box-shadow:0 15px 40px #0004;padding:1rem;display:none}.chatbox.open{display:block}.hidden-stage{background:#F4F8FF;border:1px solid #9BB7EA;padding:1rem}.blog-list a{display:block;font-weight:800;margin:.5rem 0}.map{width:100%;height:360px;border:0}.center{text-align:center}@media(max-width:800px){.top .wrap{display:block}.menu{display:block}.links{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;padding:1rem;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}.links.open{display:flex}.grid,.grid.two,.factbar,.footergrid{grid-template-columns:1fr}.fact{border-right:0;border-bottom:1px solid #0057E1}.form{grid-template-columns:1fr}.full{grid-column:auto}.hero{min-height:560px}.section{padding:3.5rem 0}}